Alliance Credit Union (ALLIANCE) is a member-owned financial institution organized exclusively to serve its member/owners. ALLIANCE management understands that, as our members, you entrust us with private and confidential information; and, it is ALLIANCE management’s responsibility to safeguard and protect such information from unauthorized use. We have always valued, and continue to value the privacy and confidentiality of this information.

Under current law, we are required to give you this notice. It describes Alliance Credit Union’s privacy policy and practices about the personal information we collect and disclose, including the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union.

Alliance Credit Union has always maintained the highest degree of security of our members’ private and confidential information. As a matter of long-standing policy, ALLIANCE does not sell member information to anyone under any circumstances and we only share member information with third parties where necessary to assist with member transactions in the ordinary course of business. Therefore, there is no need for you to tell us not to share or sell your information. Alliance Credit Union does not share or sell member information!

From time to time, we do mail information on products and services offered by third parties. The only reason we do this is because ALLIANCE management feels that such products or services would be of genuine interest to a significant group within our membership. Any such mailings clearly identify Alliance Credit Union as the sponsor of such mailings and are mailed according to strict ALLIANCE confidentially guidelines. Conversely, ALLIANCE never provides mailing information to third parties for marketing purposes where ALLIANCE is not clearly identified as the source of such marketing information.

Alliance Credit Union collects nonpublic personal information about you from the following sources:

• Information we receive from you on member applications or other forms
• Information about your transactions with us or others
• Information we receive from a consumer reporting agency

1. We may disclose all of the information we collect, as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. (for example – check printing companies)
2. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.
3. If you decide to terminate your membership or become an inactive member, we will not share information we have collected about you, except as permitted or required by law.

NOTE: The wording underlined in items 2 and 3 "as permitted or required by law" relates primarily to requests for member information by agencies of the Federal Government such as the IRS or a court subpoena or law enforcement agencies.

Alliance Credit Union restricts access to your nonpublic personal and account information to those employees and officials who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with state and federal regulation to guard your nonpublic personal information.

If after reading this notice you have any questions, please contact us at:

Alliance Credit Union
575 Rudder Rd.
Fenton, MO 63206