Federally insured by NCUA.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, a U. S. Government Agency. Retirement Accounts are insured separately to $250,000 by the NCUA.

Thru March 13, 2010

CERTIFICATES OF DEPOSIT & IRA CD'S

The interest rate for your account will be paid until the maturity date of your certificate. Interest is compounded quarterly and will be credited quarterly. This account will automatically renew at maturity. You will have ten (10) calendar days from the maturity date to withdraw your funds without being charged a penalty. If any of the deposit is withdrawn before the maturity date, a penalty will be imposed.

Certificate Term	Interest Rate	Annual Percentage Yield (APY)	Money Market & IRA Yield MINIMUM CERTIFICATE AMOUNT
3 Months	1.01%	1.01%	$1,000
6 Months	1.26%	1.26%	$1,000
7 Months	1.31%	1.31%	$1,000
9 Months	1.41%	1.41%	$1,000
12 Months	1.65%	1.66%	$1,000
Youth 12 Month CD (ages 0-19)	1.65%	1.66%	$250
15 Months	1.70%	1.71%	$1,000
18 Months	1.70%	1.71%	$1,000
24 Months	2.00%	2.01%	$1,000
36 Months	2.34%	2.36%	$1,000
37 Months	2.34%	2.36%	$1,000
48 Months	2.59%	2.61%	$1,000
60 Months	2.93%	2.96%	$1,000
Income Now CD	up to 4.00%	Rate varies with term (see below)	$5,000 - $10,000

8 MONTH SUPER SAVER CD

Our unique 8 Month Super Saver CD allows members to continue saving while earning certificate rates. Members must establish a transfer of $50 (or more) monthly to this certificate of deposit. If any of the deposit is withdrawn before the maturity date, a penalty will be imposed.

Certificate Term	Interest Rate	Annual Percentage Yield (APY)	Minimum Certificate Amount
8 Months	1.36%	1.36%	$1,000

INCOME NOW CD

Income Now CDs are designed to provide a pre-determined monthly payment made up of both principal and interest and have a zero balance at the maturity date. There is a $5,000 minimum investment and early withdrawal penalties apply. Call or click here to calculate monthly payments scenarios. This is not an insurance product.

Certificate Term	Interest Rate	Annual Percentage Yield (APY)	Money Market & IRA MINIMUM CERTIFICATE AMOUNT
60 Months / 5 Years	3.50%	3.50%	$5,000
84 Months / 7 Years	3.75%	3.75%	$10,000
120 Months / 10 Years	3.80%	3.80%	$10,000
180 Months / 15 Years	3.90%	3.90%	$10,000
240 Months / 20 Years	4.00%	4.00%	$10,000

Thru March 2010

IRA ACCOUNT

The minimum balance required to open this account is $100. At our discretion, we may change the interest rate on your account on any day; however, your interest rate will not be lower than the interest rates below for the current month.

if Average Daily Balance for the month is:	But Less Than:	The Interest Rate Paid on the entire balance in your account will be:	With an Annual Percentage Yield of:
$100	$1,000	1.10%	1.10%
$1,000	$5,000	1.20%	1.20%
$5,000	$10,000	1.40%	1.40%
$10,000	$20,000	1.74%	1.75%
$20,000	$30,000	1.94%	1.96%
$30,000	N/A	2.13%	2.15%

PREMIER CHECKING

This account is an ideal option for members looking for a checking account that pays interest. The minimum balance required to open this account is $500. Members must also maintain a minimum daily balance of $500.00 to obtain the disclosed annual percentage yield and avoid a monthly service charge. Direct deposit is also required to avoid a monthly inactive direct deposit fee.

Interest Rate	Annual Percentage Yield (APY)	Minimum Amount to Open	Average Daily Balance to avoid monthly service charge
5.85% on the first $500	6.00%	$500	$500
1.00% on remaining balance	1.00	$500	$500

DAILY CASH FUND CHECKING

This high-yielding federally-insured money market account offers unlimited check writing abilities. The minimum balance required to open this account is $1,000. At our discretion, we may change the interest rate on your account on any day; however, your interest rate will not be lower than the interest rates below for the current month.

if Average Daily Balance for the month is:	But Less Than:	The Interest Rate Paid on the entire balance in your account will be:	With an Annual Percentage Yield of:
$1,000	$10,000	0.50%	0.50%
$10,000	$25,000	0.55%	0.55%
$25,000	$50,000	0.60%	0.60%
$50,000	$75,000	0.65%	0.65%
$75,000	$100,000	0.75%	0.75%
$100,000	N/A	0.80%	0.80%

DAILY INVESTMENT FUND

This high-yielding federally-insured money market account offers limited check writing abilities (up to three during any statement period). The minimum balance required to open this account is $2,500. At our discretion, we may change the interest rate on your account on any day; however, your interest rate will not be lower than the interest rates below for the current month.

if Average Daily Balance for the month is:	But Less Than:	The Interest Rate Paid on the entire balance in your account will be:	With an Annual Percentage Yield of:
$2,500	$10,000	1.05%	1.05%
$10,000	$25,000	1.11%	1.11%
$25,000	$50,000	1.16%	1.16%
$50,000	$75,000	1.26%	1.26%
$75,000	$100,000	1.31%	1.31%
$100,000	N/A	1.36%	1.36%

SAVINGS ACCOUNT

The minimum balance required to open this account is $25, the par value of one share, which establishes your membership at Alliance CU.

if Average Daily Balance for the month is:	But Less Than:	The Interest Rate Paid on the entire balance in your account will be:	With an Annual Percentage Yield of:
$100.00	$1,000.00	0.41%	0.41%
$1,000.00	$10,000.00	0.51%	0.51%
$10,000.00	and greater	0.61%	0.61%

HOLIDAY / VACATION CLUB

Interest rates are the same as the SAVINGS ACCOUNT (above). The minimum balance required to open this account is only $5. Members may make one withdrawal from their holiday or vacation club account anytime during any month without incurring a fee.