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Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account monthly.
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The minimum balance required to open the Free Personal Checking is $25. The minimum balance required to open the Premier Checking is $500 or $25 with $500 payroll deduction or direct deposit per month. The minimum balance required to open the Daily Cash Fund Checking is $1,00 or $25 with $500 payroll deduction or direct deposit per month.
Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
Interest is compounded monthly and credited on the last day of the month. If you close your account before interest is credited, you will not receive the accrued interest.
We use the Average Daily Balance method to calculate the interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Fees could reduce earnings on account.
Federally insured by NCUA
Your Savings is federally insured to at least $250,000 and backed by the full faith and credit
of the United States Government by the National Credit Union Administration, a U. S. Government Agency.
Retirement Accounts are insured separately to $250,000 by the NCUA.