SecureNow - Coming to Online Banking!
One time passcodes will begin on March 24, 2026. Please click here for additional information.
Auto Calculators
- Auto Rebate vs. Low Interest Financing
Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. - Auto Refinance Interest Savings
Use this calculator to see how much interest you can save by refinancing your auto loan. - Car Loan Calculator
Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment. - Home Equity Loan vs. Auto Loan
Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
Lower rates mean a lower monthly payment…
- Financing up to 100% NADA Retail Value of your new or used vehicle
- New auto terms up to 84 months and used auto terms up to 72 months
- No hidden fees or prepayment penalties
- Fast & easy loan approval process! Get Pre-Approved today!
- Discounts for members under 20 who are buying their first car
- Discounts for members with Best Interest Checking
- Convenient, automatic payments can be set-up
- Partnerships with Enterprise Car Sales & TrueCar
Insurance / Additional Car Shopping Options:
Qualified members may skip one consumer loan payment every six months only (e.g., January through June & July through December) & no loan can be skipped two months in a row. To request a skip payment, please call 636.343.7005, click "Let's chat" below, email us, or complete the request form below. We will respond as soon as possible.
Vehicle Loan Rates
| Term | New Vehicle APR (as Low as) | Used Vehicle APR (as Low as) |
|---|---|---|
| 1-36 Months | 4.89% | 5.24% |
| 37-48 Months | 4.99% | 5.39% |
| 49-60 Months | 5.09% | 5.49% |
| 61-72 Months | 5.39% | 5.74% |
| 73-84 Months | 6.24% | 6.49% |
New Motorcycle, ATV & Jet Ski Loan Rates
| Term | New Vehicle APR (as Low as) | Used Vehicle APR (as Low as) |
|---|---|---|
| 1-36 Months | 8.00% | 8.00% |
| 37-48 Months | 8.25% | 8.25% |
| 49-60 Months | 8.25% | 8.25% |
| 61-72 Months | 9.00% | 9.00% |
New RVs and Boat Loan Rates
| Term | New Vehicle APR (as Low as) | Used Vehicle APR (as Low as) |
|---|---|---|
| 1-72 Months | 7.75% | 7.75% |
| 73-120 Months | 8.75% | 8.75% |
| 121-180 Months | 9.75% | 9.75% |
Classic Car Loan Rates
| Used Vehicle APR (as Low as) | |
|---|---|
| 60 Months | 7.49% |
| 72 Months | 7.99% |
Personal Loan
| Term | APR (as Low as) |
|---|---|
| Revolving Credit Terms | 9.49% |
Savings or CD Secured Loan Rates
| APR (as Low as) | |
|---|---|
| Up to 120 Months Based upon Amount Borrowed | 3.00% |