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Get more from your money with Alliance's personal checking accounts. Enjoy 24/7 access to your funds, free online banking and bill pay, and the freedom to spend where and when you need — whether it's groceries, gas or a night out. Our accounts are designed to make managing your finances simple, flexible, and rewarding.
| Free Checking Account | Best Interest Checking Account | GenFree Checking Account | |
|---|---|---|---|
| Minimum to Open | $5 | $5 | $5 |
| Interest Earning? | No |
$0–$10,000: 3.85% interest rate (4.00% APY) $10,001–$100,000+: 0.10% (0.10% APY) |
No |
| Monthly Fee? | No | No | No |
| Check Writing Limits? | No | No | No |
| ATM Card? | Yes (for qualified members) | Yes (for qualified members) | Yes (for qualified members) |
| Online Banking? | Yes | Yes | Yes |
| Mobile Banking? | Yes | Yes | Yes |
| E-Statements? | Yes | Yes | Yes |
| Online Bill Pay? | Yes | Yes | Yes |
| Requirements? | No | Have at least 10 debit card transactions post & settle, have at least one direct deposit post & settle, pay three bills with Bill Pay or recurring ACH (combined) per month & enroll in e-statements | Must be 13+ (with parent/guardian). Please bring a student ID or the minor’s Social Security card. |
| Additional Benefits | Receive 0.50% off new consumer loans with direct deposit |
Receive 0.50% off new consumer loans with direct deposit Receive a $995 lender credit towards first mortgage closing costs with direct deposit Full Account Disclosure |
ATM refunds up to $20 per month. Available in February! Free first box of checks Receive 0.50% off new consumer loans with direct deposit 0.50% APR* discount on first car loan |
*APR = Annual Percentage Rate. For qualified members. Age restrictions may apply. May require a co-signer.